Car InsuranceRACT Insurance offers Boat Insurance to help meet your pleasure craft insurance needs. For a boat insurance quote, call us on
Some key features of our Boat Insurance Cover include:
- Cover for the reasonable cost of taking Essential Action
- Personal effects cover up to $800
- Cover for accidental damage, including accidental sinking and theft
- Up to $10 million liability cover for accidental death, injury or property damage caused by your boat
- Agreed value cover
For full details about our cover and the conditions & exclusions that apply, you should read our Boat Insurance Product Disclosure Statement (PDF, 120KB).
Some important terms explained
Essential Action
If your Boat gets into difficulties or suffers accidental damage, we will cover you for the reasonable cost of taking essential action to:
- remove your Boat to safety;
- minimise loss or damage; or
- destroy your Boat and remove debris if you are required to do so by a lawful authority, whichever is necessary in the circumstances.
You do not need our prior authority to take such action if it is an emergency and it is not practicable for you to obtain it.
Personal Effects
Personal effects are items in your Boat, including tools supplied as standard by the Boat manufacturer or similar replacements but NOT cash, any other tools or items used for any business, trade or profession.
Agreed Value
The amount we agree with you as the maximum we will pay in the event of a claim. The agreed value is specified on your Current Schedule and includes any applicable taxes and charges.
Next Steps
- Call us on 13 27 22 for a hassle-free quote over the phone
- For more information, contact us
Boat Insurance Product Disclosure Statement
Boat Insurance is issued by RACT Insurance Pty Ltd ABN 96068167804.
Please read the Boat Insurance Product Disclosure Statement (PDF, 120KB) before you make any decision regarding this product. Download Adobe Reader to view this PDF file.
